Getting a Car Loan or Financing a New Ford with ITIN Number in Los Angeles County
Ask Us How To Get A Car Loan With ITIN, Without Social Security Number
Ford of Montebello is proud to say yes, we work with customers that are looking to buy or lease a car and have an ITIN number and/or a social security number. Customers that have only an ITIN number can apply for Ford Credit new retail or lease approval under standard criteria without a social security number. Customers with both an ITIN and a social security number are required to use their social security number when applying. Please give us a call if you would like to buy or lease a car and have an ITIN (Individual Taxpayer Identification Number).
ITIN Program Qualifications
- New Ford Vehicles Only
- New Personal and Commercial Use (Retail, Lease, Commercial Lease)
- Minimum One Year Credit Bureau History
- Minimum FICO of 640; No Minimum FICO if Total Advance is Less Than 70%
- Maximum Payment to Income of 20% (including soft adds)
- If an applicant has previously used an invalid Social Security Number, they will not be eligible for the program
- Program Qualifications apply to Buyers, Co-Buyers, and Guarantors
Why Choose Ford of Montebello for ITIN Financing?
- Expertise in ITIN Financing: Our knowledgeable finance specialists are experienced in navigating the ITIN financing process, ensuring a hassle-free experience.
- Wide Selection of New Ford Models: From the all-new Ford F-150 Raptor R to the eco-friendly Mustang Mach-E, find the perfect Ford to match your lifestyle.
- Competitive Financing Options: We work tirelessly to secure the best financing rates and terms tailored to your unique situation.
- Inclusive Financing Programs: Whether you're buying or leasing, our programs are designed to accommodate customers with just an ITIN, without the need for a Social Security Number.
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Frequently Asked Questions
Q: Can I buy or lease a car with just an ITIN at Ford of Montebello?
A: Yes, at Ford of Montebello, customers with an ITIN can apply for Ford Credit new retail or lease approval under standard criteria without needing a Social Security Number.
Q: What documents do I need to apply for financing with an ITIN?
A: Required documents include proof of a valid ITIN (such as a letter from the IRS or the previous year's tax return), proof of income (e.g., Federal Tax Return, bank statements, or paystub), proof of one year U.S. residency (e.g., homeowner or rental agreement copy), and proof of vehicle insurance.
Q: Are there any special qualifications for the ITIN financing program?
A: Yes, qualifications include a minimum of one year credit bureau history, a minimum FICO score of 640 (or no minimum FICO if the total advance is less than 70%), and a maximum payment to income of 20% (including soft adds). Applicants who have previously used an invalid Social Security Number may not be eligible.
Q: How can I start the financing process with my ITIN?
A: Simply fill out the contact form, or give us a call at 888-313-2305 to speak with one of our sales department specialists. We're open every day of the week to assist you.
Experience the Ford of Montebello Difference
At Ford of Montebello, we believe in making the dream of vehicle ownership a reality for everyone, regardless of their financial background. Our commitment to inclusivity and customer satisfaction sets us apart. If you're looking to finance a new Ford with an ITIN, look no further than Ford of Montebello. Let us guide you through the process and get you behind the wheel of your new Ford. Visit us today!
If you would like to finance using your ITIN, please complete the form below and one of our specialists will contact you.
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Ford of Montebello
2747 Via Campo
Montebello, CA 90640
- Sales: (800) 615-5026
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