Getting a Car Loan or Financing a New Ford with ITIN Number


Ford of Montebello is proud to say yes, we work with customers that are looking to buy or lease a car and have an ITIN number and/or a social security number. Customers that have only an ITIN number and not a social security number can apply for Ford Credit new retail or lease approval under standard criteria. Customers with both an ITIN and a social security number are required to use their social security number when applying. Please give us a call if you would like to buy or lease a car and have an ITIN (Individual Taxpayer Identification Number).


ITIN Program Qualifications

  • New Ford Vehicles Only
  • New Personal and Commercial Use (Retail, Lease, Commercial Lease)
  • Minimum One Year Credit Bureau History
  • Minimum FICO of 640; No Minimum FICO if Total Advance is Less Than 70%
  • Maximum Payment to Income of 20% (including soft adds)
  • If an applicant has previously used an invalid Social Security Number,  they will not be eligible for the program
  • Program Qualifications apply to Buyers, Co-Buyers, and Guarantors


Required Documents

 (must be reviewed by Ford Credit prior to credit decisions):

  • Proof of Valid ITIN (Letter from IRS assigning the ITIN to the Individual or the prior years's tax return)
  • Proof of Income (e.g., Copy of 2014 Federal Tax Return, Bank Statements or paystub)
  • Proof of One Year U.S. Residency (e.g., homeowner or copy of rental agreement)
  • Proof of Vehicle Insurance


If you would like to finance using your ITIN, please complete the form below and one of our specialists will contact you.

ITIN Applicant Contact Information*

Contact

Ford of Montebello

2747 Via Campo
Directions Montebello, CA 90640

  • Sales: (800) 615-5026
  • Service: (800) 615-5027
  • Parts: (800) 615-5038

Hours

  • Monday 8:30am - 9:00pm
  • Tuesday 8:30am - 9:00pm
  • Wednesday 8:30am - 9:00pm
  • Thursday 8:30am - 9:00pm
  • Friday 8:30am - 9:00pm
  • Saturday 8:30am - 9:00pm
  • Sunday 9:00am - 9:00pm
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